Reports

Report | Arizona PIRG Education Fund | Consumer Protection

Big Banks, Big Complaints

The CFPB’s searchable complaint database is the newest of a set of federal government consumer complaint databases that help consumers make better economic and safety choices by reviewing other’s experiences and searching for problems or product recalls. The transparency also helps firms improve their products and services. In short, transparency improves the way markets work.

Report | Arizona PIRG Education Fund | Transportation

Moving Off the Road

After sixty years of almost constant increases in the annual number of miles Americans drive, since 2004 Americans have decreased their driving per-capita for eight years in a row. This report for the first time presents government data on state-by-state driving trends. It analyzes which states drive more miles per-person, which states have reduced their driving the most since the end of the national Driving Boom, and how state changes in driving behavior correspond to other changes such as growing unemployment or urbanization.

Report | Arizona PIRG Education Fund | Health Care

A Glimpse into Arizona’s Health Insurance Rate Review Program

The purpose of A Glimpse into Arizona’s Health Insurance Rate Review Program is to provide an initial analysis on how effectively Arizona is reviewing health insurance rate filings for the individual market since being awarded status as a State with an Effective Rate Review Program.

Report | Arizona PIRG Education Fund | Transportation

A New Direction

The Driving Boom—a six decade-long period of steady increases in per-capita driving in the United States—is over. Americans drive fewer total miles today than we did eight years ago, and fewer per person than we did at the end of Bill Clinton’s first term. The unique combina­tion of conditions that fueled the Driving Boom no longer exists. Meanwhile, a new generation—the Mil­lennials—is demanding a new American Dream less dependent on driving.

Report | Arizona PIRG Education Fund | Budget

Following the Money 2013

This report, the Arizona PIRG Education Fund’s fourth annual evaluation of state transparency websites, finds that states are closer than ever before to meeting the standards of “Transparency 2.0” – encompassing, one-stop, one-click checkbook transparency and accountability. However, many states, including Arizona, still have a long way to go to provide taxpayers with the information they need to ensure that government is spending their money effectively.

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